Capital One cardholders can earn a one-time cash bonus of $1, 200 once they spend $30, 000 in the first 3 months. For example, the 7 points on restaurant spending only apply to the first $5, 000 spent each month. Also, if you could use a little help setting budgets and managing expenses, you’ll love those additional features that BILL Spend & Expense provides. Another perk is the fact that you can order a BILL Divvy Corporate Card for yourself and other employees, or you can get virtual cards to use online. BILL Spend & Expense reviews are overwhelmingly positive, with customers commenting on how easy it is to manage business expenses. Rho is a financial technology (fintech) company that provides a range of banking and accounting services through a network of commercial banks.
- Nav strives to provide accurate, up-to-date information, but you should always review the full terms and conditions on the issuer’s website before applying.
- It is compatible with most devices that have an internet connection and an up-to-date browser.
- Ramp is a fintech company that provides corporate cards and spend management software with a unique focus on cost savings.
- Track and manage expenses with line-by-line transactions that are instantly categorized.
- Additionally, BILL Divvy cardholders receive access to the powerful spend and expense management features to automate expense management and control their business budgeting with ease.
- BILL Divvy also reports the card to Dun & Bradstreet (D&B) and the Small Business Financial Exchange (SBFE), and there’s no personal credit check when you apply.
How does the BILL Divvy credit card compare to other business credit cards?
It requires a security deposit that ends up being the amount of credit you have available. As you pay your credit on time, you can eventually transition into a regular credit account. BILL isn’t perfect, though I think it’s much better than the average business credit provider (and certainly better than the average business credit card). The hidden power of BILL’s budgeting tool is https://ecommercefastlane.com/accounting-services-for-startups/ its ability to spot overspending in real-time before it becomes a serious liability.
BILL Spend & Expense. Built smarter.
While many users lauded the platform’s ease of use, document management features, and accounting integrations, some were dissatisfied with the customer service. Ramp business corporate cards have unlimited 1.5% cash back, which is quite good (slightly higher than BILL). When we first learned about expense management software, our business was mainly a service based integration business and we didn’t have $75k just sitting in our account to even consider Ramp. AI-powered auto-categorization and receipt matching boost accuracy and reduce manual work. Software includes annual SOC 1 and SOC 2 Type II audits, PCI-certified vendor partnerships for credit card payments, and an Anti-Money Laundering + Office of Foreign Assets Control program. In 2021, BILL (formerly BILL.com) acquired Divvy.Following the acquisition, BILL recently rebranded Divvy’s credit card and expense management platform as BILL Spend & Accounting Services for Startups: Strengthen Your Financial Management Expense.
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- As our business grew and we hit the $75k bank minimum, we couldn’t help but apply for a Ramp account.
- A lot of people have been asking us lately about if they even need an expense management tool like BILL if they are using Mercury, as it too has virtual cards.
- Some businesses like the appeal of earning point-based rewards when spending, particularly for restaurant and hotel expenses.
- This provider’s partnerships span essential categories like cloud services, marketing tools, and productivity software.
- Categorize it and when integrated with Quickbooks Online, it will automatically reconcile your books for you.
Banking partners include Evolve Bank & Trust, Webster Bank, N.A., and other financial institutions. BILL Divvy offers an attractive rewards program with up to 7x points on restaurant purchases, 5x points on hotels, 2x points on recurring software subscriptions, and 1.5x points on everything else. That being said, the Rho Corporate Card is open to LLCs — just not sole proprietorships.
- See transactions as they come through in real time across all budgets and teams.
- Although there are no interest rates for BILL for the first 12 months, you’ll need to talk with a customer support agent to determine what normal rates apply.
- BILL Divvy Corporate Card is a charge card that does not allow you to carry a balance for purchases made.
- All employees can use their single BILL Divvy Card to spend from any budget.
- It offers virtual cards and integrates seamlessly with major accounting software to provide an efficient solution for managing bill payments.
The minimum credit score required to qualify for a Divvy Corporate Card from Bill.com is considered to be good or very good. While the exact number is not specified, a good credit score generally starts around 670. We regularly update our reputation report by analyzing recent customer feedback. By signing up, you agree to receive an updated report for this company when we publish it. By submitting this review, you confirm it’s based on a genuine experience and you haven’t received an incentive to write it.
Track and manage expenses with line-by-line transactions that are instantly categorized. We set startups up for fundrising success, and know how to work with the top VCs. The BILL Accountant Console lets you optimize services for each client—all in one place. Add new entities, view tasks across all entities, and deliver support to multi-location companies.
The more often you pay your bill the higher the rate of rewards you’ll earn. As the budget owner, you can view an extremely digestible dashboard of all your assigned budgets. It contains graphics reflecting the size of each budget, how much has been spent and how much remains. Banking services are provided, and cards are issued by Webster Bank, N.A., Member FDIC.